Student health cover
without the panic
Built for students who need a policy that matches their CoE dates, visa evidence requirements and arrival plan. We explain the quote before you buy it.
Find the right OSHC in 60 seconds
Answer 4 questions and we'll tell you which provider fits your visa scenario.
Who needs the OSHC cover?
What level of cover do you need?
How long is your course?
Any provider preference?
Your OSHC, matched to your visa timeline
Four decisions. Three minutes. One policy that actually fits.
Tell us your visa type
Student only, or bringing a partner and family? This changes the quote structure completely.
Pick your cover level
Visa minimum, comprehensive extras, or pre-existing condition cover — we match to your actual needs.
Align your dates
CoE start and end dates determine the exact policy period. We flag gaps before you buy.
Compare providers
AHM, Allianz, Bupa, CBHS, Medibank — all 5 side by side with the evidence you need for visa lodgement.
All 5 OSHC providers, compared neutrally
We don't take commissions from any single provider. Every recommendation is based on your scenario.
Guides that make the quote easier to trust
Written for students who need correct dates, clean visa evidence, and fewer surprises.
How to choose OSHC quote dates from your CoE and visa plan
A precise walkthrough for matching OSHC start and end dates to your Confirmation of Enrolment, travel plan and visa lodgement timeline.
Single, couple or family OSHC: which quote type should you use?
The quote category matters because dependants change price, documents and the way claims work after arrival.
Cheapest OSHC quote versus best value: what students should compare
Premium is only one line. Claims app usability, direct billing and refund handling often decide the real value.
Certificate of Currency Checks Before Sending a Quote Request
What to confirm before a client, venue or contractor asks for evidence. A practical guide to verifying your OSHC certificate of currency so you can provide proof of cover without delays.
Why the business activity description matters
Small wording differences can affect underwriting and claims expectations.
Turnover, subcontractors and insurance questions
How revenue and contractor use can change the questions an insurer asks.
OSHC questions students actually ask
Is this website an insurer?
Can I rely on the guide instead of policy wording?
Do prices and rules change?
Ready to lock in your OSHC?
Three minutes to compare all five providers. This tool matches your visa type, course dates, and cover needs — no guessing required.
Start your OSHC quote →